The better way to pay
With a payment pointer from Fynbos you get a connected account that is simple, secure and programmable.
Coming soon
Simplicity, security and programmability built on web-native technology.
SimpleEverything you need and nothing you don't. A clean and simple user interface for managing your connected account. Make deposits and withdrawals, send and receive payments using payment pointers, and configure connected applications.
SecureA FDIC-insured direct deposit account, giving you the freedom to build in the knowledge that your money is safe.
Programmable MoneyOpen Payments APIs allow any third-party to build applications that tightly integrate your account for both sending and receiving payments via the Interledger protocol.
Complete ControlEvery connected application has a unique connection to your account and you have complete control over how they can use it. Single payments, recurring payments, daily, weekly or monthly limits, you decide. You can change your mind and change or revoke their access any time.
The future of digital payments
Payment pointersStep into the future with a payment pointer from Fynbos. Better than a credit/debit card or a private key, a payment pointer is a URL, a native building block of the Web. Use it to send and receive payments online or connect your account to applications that add new features or services to your account.
Connect SecurelyYour payment pointer connects third-party applications to your account. We use GNAP, the successor to OAuth 2.0 and OIDC being developed at IETF, to manage delegating access to your account to 3rd party applications. This gives you fine-grained control over the connection to your account.
Withdraw and SpendMake deposits into your account using a linked debit card or bank account with the funds available immediately to send and spend.
Access Deposits InstantlyUse ACH to withdraw funds from your account or use your virtual credit card to spend where payment pointers aren't yet accepted.
Coming soon